USA TODAY
From: Sharon Wu
Looking for financial experts to weigh in on paying for a wedding with a credit card
Suggested angles
Address the interest rate trap: Credit card APRs typically range 15-25%, meaning a $15,000 wedding charged to a card could cost an additional $2,250-$3,750 in interest over a year—a concrete example USA TODAY readers can calculate against their own spending
Explain when credit cards make tactical sense: Using rewards cards for specific vendors (catering, photography) to earn 2-5% cash back, then paying the balance immediately, differs significantly from carrying a balance—a nuanced take that avoids blanket condemnation
Connect to broader wedding debt trends: Position this against recent data showing average wedding costs exceed $30,000, making credit card financing increasingly common among millennials and Gen Z—giving USA TODAY a demographic angle for their readership
Pitch a breakdown of when credit card rewards actually work for wedding expenses versus when they trap couples in high-interest debt.
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