USA TODAY
From: Sharon Wu
Looking for mortgage experts to weigh in on what a mortgage is
Suggested angles
Explain how mortgage terms (15-year vs 30-year) directly impact monthly payments and total interest costs, using concrete USA TODAY reader examples of typical home prices in different regions
Break down the often-misunderstood difference between principal, interest, taxes, and insurance (PITI) so USA TODAY readers understand what their monthly payment actually covers
Address how mortgage rates have shifted in recent years and what that means for current homebuyers compared to those who locked in rates during previous market conditions
Position yourself as the expert who can make mortgage mechanics clear for USA TODAY's mainstream audience by using relatable home-buying scenarios and real numbers.
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